Hard Money Loans Mortgage Brokers

At Bankers Group our goal is to provide a full range of options to our clients.

What is a hard money loan?

Mortgage loans that are made to borrowers who have significantly adverse credit are hard money loans. such loans usually are made by funding companies or private investors. And, a hard money loan can be a non-conventional real estate loan based on real estate equity thereby side-stepping a major part of the verification a Federally-insured bank requires to lend the same amount of money. Hard money loans are collateralized by real estate, have higher interest rates and lower LTV’s (loan-to-value ratios) and are common because the lender is not backed by a government institution, unlike mortgages given by banks.

Who are hard money loans ideal for?

Hard money real estate loans are ideal for borrowers who are unable to obtain funding through a conventional source.

Bad credit lenders often provide construction loans, real estate loans, bridge loans and home mortgage loans and commercial real estate loans more rapidly than traditional mortgage lenders.

We specialize in hard money loans in Los Angeles County. If you have a legitimate need and sufficient equity in your property we can help you. We respond to hard money loan requests with integrity and in a timely and professional manner.

When time is of the essence, we can move quickly to meet your time frame. We are a no nonsense, no frills, get it done company, offering every type of option you may require.

Home Mortgage Refinance

Chryssa Lightheart. Topanga Real Estate Agent.

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Likely before you came to Bankers Group, you were shopping around for a home loan in Los Angeles County to help you get the best financing deal on the market.

A mortgage whether it’s a home purchase or refinancing is a product just like a car. The price and terms may be negotiable. Shopping, comparing, and finding your way to Bankers Group may have saved you thousands of dollars.


Refinance Your Home Mortgage At Bankers Group

Bankers Group is a mortgage broker center working in the Los Angeles County area. As brokers, we arrange transactions rather than lending money directly. In other words, we find a lender for you. Our access to several lenders translates to a wider selection of loan products and terms from which you can choose.

Maybe you were searching the Internet for a way to refinance your existing los angeles county home loan. Because refinancing involves many of the same steps you followed to get your current mortgage, the refi road may seem familiar. You may, however, face a few additional steps and different types of expenses.

To refinance means paying-off your current mortgage and taking out a new loan.

Homeowners opt to refinance for a multitude of reasons, but the most common is obtaining a lower mortgage interest rate to lower monthly payments. However, some other popular reasons to seek out a refinancing solution are building equity faster, changing a loan type to taking advantage of an improved credit rating or drawing on already built equity in the home.

To help determine if you’re ready to refinance on a home loan in Los Angeles county, contact Dorothy Reik directly at Bankers Group:




Land Loans

topanga, land loans, real estate, home loans, bankers group, © 2018 Kriss Perras


Land Loans: Malibu, Topanga, Calabasas 

The Bankers Group mission is to help you secure the best financing terms for your land loan purchase in the greater Los Angeles area. If you’re looking for a real estate purchase of land, there’s a different set of requirements for buyers interest in land loans than for those who need a conventional home mortgage. 

If you’re looking for land in areas like Malibu, Calabasas and Topanga where you could build your dream home, Bankers Group has the right land financing choices for you.

If you’re not yet ready to build, you can use our lot loan program which offers both fixed rates and adjustable rates and can finance up to 90 percent of the loan to value. Available too are stated income loans and fully documented loans.

Land Loans Financing


Funding a Land Purchase — Some key understandings to keep in mind for land loans are as follows:


  • Lenders need surveyed boundaries to issue a loan on land.
  • Check the property’s zoning and land-use restrictions.
  • Check the property’s access to utilities and public roads.
  • The more improved the land—build-ready lot, unimproved lot, raw land—the lower your borrowing cost.

Terms of Land Loans


Land loans are relatively short term loans, lasting two to five years before a balloon payment is due. Longer term loans exist. A conversion to a longer term loan can be done too, especially if you’re building a residential home on the property. If the property already has street and utility access, this makes for an easier approval process for that property.

For more information contact Dorothy Reik directly at: C: 310-291-1300, 310-455-4050 or 818-226-6100 or dorothy@bankersgroup.us